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Bedford Credit Union

St Mark's Church Community Centre

Bedford Credit Union

St Mark's Church Community Centre is a home to Bedford Credit Union. This page will tell you all you need to know about becoming a member, saving and borrowing

How to become a Member of Bedford Credit Union

If you live or work in the Bedford area, or what used to be Mid Beds., you can join.

Application Process
Visit our office at St Mark’s Church to complete an application form.

To join you need to prove your identity, (eg Full Passport, Full Driving Licence), and address (Utility or Council Tax Bill etc.). Contact us if you need help.

Membership Fee
The annual membership fee of £3 covers administration costs then deposit at least £1 and you are a member.

Junior Membership
Accounts can be opened for under 18 year olds. We run a number of School Savings Clubs. There is no joining fee. Our website shows schools involved. Contact us for details.

Bishop of Bedford Opens Credit UnionSaving with Bedford Credit Union

You can save in a number of ways

There is instant access to your funds and no tie-in penalties.Your savings are completely safe, covered by the National Compensation Scheme, up to £85,000 of each members savings.

Loans from Bedford Credit Union

How to take out a Loan

Loans can be applied for after a minimum 13 weeks saving, and the amount of any potential loan is dictated by the level of savings and ability to repay.Loan Applications are completed at our
Bedford Office. You will be notified of the result as soon as possible.

Members may apply for up to twice current savings the first time and three times thereafter. Interest rates depend on the amount borrowed.

There are no costs, fees, or early repayment penalties, and your loan will normally be covered by free Life Insurance.


Opening Times

St. Mark's Church

Monday 9.00am - 5.00pm
Tuesday 9.00am - 5.00pm
Wednesday 9.00am - 5.00pm
Thursday 9.00am - 5.00pm
Friday 9.00am - 5.00pm
Closed Saturday and Sunday

Bedford Office

Monday 10.00am - 2.00pm
Tuesday 5.00pm - 7.00pm
Wednesday 10.00am - 2.00pm
Thursday Closed All Day
Friday 10.00am - 2.00pm
Saturday 9.00am - 12.00pm

Bedford Credit Union
6 St Paul’s Square
MK40 1SQ
Tel : 01234 346352

St. Mark's Church & Community Centre
Calder Rise, Brickhill, Bedford
MK41 7UY
Tel 01234 342613


The Bedford Credit Union Your local community bank

Bedford Credit Union (BCU) is a not-for-profit organisation owned and run by its members, providing savings  facilities and low-cost loans. The BCU provides an alternative to High Street banks and doorstep lenders. We encourage regular saving and aim to educate our members in money management. We can also signpost members to local debt counselling services.

Volunteers carry out many key functions, including promoting the Credit Union in the community and workplace, acting as cashiers at our Collection Points and making decisions on loans. If you are interested in becoming a volunteer, please contact us at the Bedford Office.

Debit Card
We offer a debit card that is loaded from your account and you can use in shops, on the internet and to withdraw money from ATM’s. Please contact the Bedford office for details.